I listened to this article about financial advices for this new 2009. As everybody knows, USA and many other countries are under economical problems. As a consequence, many people got afraid and they hope to come through this crisis. In this lecture, a financial advisor, will give us easy tasks to overcome it. Here is the link:
http://www.npr.org/templates/story/story.php?storyId=98819218
http://www.npr.org/templates/story/story.php?storyId=98819218
Michelle, a financial advisor, said that many companies that are now in problems forgot to have a cash cushion. And she invites us to not forget that we must save money. One way to do it, is to not buy articles out of our real necessities. If you do it for a month, you will realize how much you save. Other suggestion was that, you could save money, 7% of your total month income, in an automatic way. Then, you will not take that money, and will become a real saving account. Other tip is to take out from our wallet any credit card. To avoid any possibility to buy something unnecessary. Besides, she talked about devotion nowdays. She considered that is dumped. In fact, she mentioned that she has talked about it many times in this program. This feeling could influence on the interest to do something real to face this situation. Besides, she said a fact: ".......... you are in bane when you have debt". This sounds strong, but it is real.
The purpose of this lecture is that people become aware of how we could be safe of this economical crisis.
I think that these suggestions are viable, so we could save money in an easy way whithout big efforts.